2026 Captain’s Edition · Launching Soon
Boat Purchase Budget Worksheet PDF
Defect-to-Cost & Offer Model
- Save Thousands Detect costly osmosis, structural or engine defects.
- Survey-Grade Quality 214 engineering inspection points.
- iPad & GoodNotes Native Tap-to-check fillable PDF, 100% offline.
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Boat Purchase Budget Worksheet PDF ā Defect-to-Cost & Offer Model launches soon
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You found eleven things wrong with the boat. You are about to negotiate on three of them.
Findings that stay in your head arrive at the broker as a feeling: the boat "needs some work". Findings written down, priced and totalled arrive as a number. Only one of those changes the price.
This is not a knowledge problem. You know a tired rig and a soft deck cost money. What is missing is the sheet that converts each observation into a figure, adds them up, and puts a defensible position in front of you before you speak.
The Purchase Budget Worksheet is a costing and offer model. Every defect gets a line, a quoted or estimated cost, a source for that estimate, and a decision on who pays. The totals carry into an offer adjustment page you can hand to a broker.
šÆ What you record:
- Defect-to-cost lines with quoted, estimated or deferred status for each
- Immediate, first-season and five-year cost horizons, kept separate
- Purchase-side costs: survey, haul-out, delivery, registration, insurance, berthing
- Running cost projection for the first twelve months of ownership
- An offer adjustment page totalling every documented finding
- A walk-away figure recorded before the negotiation, not during it
Instant digital delivery (2026 Captain's Edition). This worksheet organises and totals the figures you enter. It does not supply cost estimates or valuations ā those come from your surveyor, your yard and your broker, and this document makes their numbers usable.
What's inside
Six modules, from first walkthrough to signed offer
Each module is a self-contained inspection protocol with its own scoring sheet. Run them in order, or jump straight to the system you are worried about.
Module 1Hull, Keel & Structural Integrity Audit
- Gelcoat and osmosis blister mapping with a moisture logging grid
- Keel joint condition and evidence of previous grounding
- Bulkhead tabbing, stringers and chainplate knees
- Rudder bearing play and skeg alignment
Module 2Engine & Propulsion Inspection
- Cold-start protocol with exhaust colour and smoke logging
- Oil, coolant and gearbox fluid condition scoring
- Exhaust elbow, heat exchanger and raw water circuit
- Saildrive diaphragm dates, shaft alignment and cutless bearing
Module 3Rig, Sails & Deck Hardware
- Standing rigging age, swage cracking and terminal inspection
- Chainplate bedding and deck-core sounding around fittings
- Winch, furler and traveller function tests under load
- Sail inventory condition grading and replacement costing
Module 4Electrical, Plumbing & Onboard Systems
- Battery bank load testing and charge acceptance
- Shore power, bonding and galvanic isolation checks
- Through-hull and seacock census with condition scores
- Tankage, bilge pumps and gas system safety verification
Module 5Sea Trial Performance Log
- Timed engine load curve and RPM-to-speed table
- Maximum rated RPM verification to expose fouling or overpropping
- Steering feel, autopilot hold and rudder response
- Vibration and noise logging on both tacks, upwind and downwind
Module 6Paperwork, Valuation & Negotiation Toolkit
- Title, registration and lien verification checklist
- VAT and import status for cross-border purchases
- Defect-to-dollar costing sheet for every finding
- Structured offer-adjustment worksheet you can hand to the broker